I pay
I have the whole shooting match - bundle with cable, phone and whole house DVR - and I am paying almost four times what you pay.
We would go streaming only if there was a way that everyone could still get what they want. Wife is drifting more and more to channels that deal with her hobbies and the kids don't care at all for regular TV shows. And most family oriented fare is either limited on regular TV or we have to scour down on Disney, Netflix or streaming movies.
The big limiter is mostly - phone. As cheap as it must be to go either Internet phone or with the phone company - nobody offers as reliable a service as we've found with the cable company - the only downside being that, unlike the phone company, when the power is out so is the phone (when you have AT&T, you usually still have phone).
The BIG cost is, of course, the DVRs. It is still really convenient to hold a show or back it up when you missed something, and if you have anything resembling live TV, you usually can't get that elsewhere. Similarly, few streaming services offer on demand releases all that close to the release time after it airs on live cable (e,g, you want to watch the season ender for "S.W.A.T." - with DVD, you've recorded it - with streaming, you'll probably have to wait another day).
Same here. If we had reliable ABB internet, I'd drop the package and go Internet only.